| 1 |
Introduction to Insurance Law: Concept, functions and sources of insurance law; basic insurance terminology |
| 2 |
Insurance Contract: Definition, legal characteristics, parties to the contract and formation of the insurance contract |
| 3 |
Insurance Policy and Contractual Documentation: Content and interpretation of insurance policies; standard terms and conditions |
| 4 |
Insurable Interest and the Risk: Concept of insurable interest; nature and characteristics of the insured risk |
| 5 |
Duties of the Policyholder I: Duty of disclosure and consequences of non-disclosure and misrepresentation |
| 6 |
Duties of the Policyholder II: Payment of premium; duties during the insurance period and upon occurrence of the insured event |
| 7 |
Obligations of the Insurer: Insurance coverage; duty to provide information; payment of insurance proceeds |
| 8 |
Insurance Coverage and Exclusions: Scope of cover; exclusions from coverage; causation and interpretation of coverage clauses |
| 9 |
Insurance Claims and Indemnification: Occurrence of the insured event; notification and assessment of claims; calculation and payment of indemnity |
| 10 |
Principle of Indemnity and Subrogation: Overinsurance, underinsurance and multiple insurance; insurer’s right of subrogation |
| 11 |
Property Insurance: General principles and selected types of property insurance |
| 12 |
Liability Insurance: General principles; liability of the insured; rights of third parties |
| 13 |
Life and Personal Insurance: Main characteristics of life, accident and other personal insurance |
| 14 |
Selected Issues and General Review: Analysis of selected insurance cases and policy clauses; review of the main topics covered in the course |
